Travel Thailand & Hotel Booking

You are going traveling. You have lots of expenses to cover. You need to pay for your air fare, your accommodation, your food, your travel while away, cultural experiences and the list goes on. You want to save money so you decide not to bother with travel insurance. You are going on the trip of a lifetime so nothing will go wrong. It’s an unnecessary expense so you don’t need it. Wrong. Very wrong. Traveling with out insurance can be the biggest mistake you make when organizing your trip and a very costly one.

 

What is travel insurance? Well there are two kinds of insurance to look at when traveling.

1. Travel insurance, (sometimes called trip insurance) which covers cancellations, delays, lost baggage and emergencies.

2. Travel medical insurance protects you against any medical expense while traveling.

 

Ideally, you need a combination of the two when traveling. 

 

Imagine these scenarios:

You are in Darwin, Australia when a cyclone hits the area. The city is devastated by the cyclone and all services shut down. You have to be evacuated and sent home. Your travel insurance will cover you for this. You do have travel insurance don’t you?

 

Your luggage goes missing in India. You need to buy new clothes and fast. Can you afford it in your budget? Of course you can, you took out traveler’s insurance – didn’t you?

 

Or what if you go surfing in Hawaii and take a big wipeout? You are so severely injured you need surgery and major medical assistance, and then are airlifted home. But that’s okay – your travel medical insurance covers all that. You have got it, haven’t you?

 

Travel insurance is there to protect you in case bad things happen on your trip. It is a necessary expense. Overseas medical costs can be astronomical if you are not insured. And if you are injured in a developing country, medical attention may not be as good as at home. If you are insured you can get flown home and attended to at no cost.

 

Every year the government deals with thousands of cases of travelers being injured, falling ill or dying overseas. This is a distressing situation for all involved, but made even worse when the travelers are not insured, often leaving them with huge bills to pay. Hospitalization in other countries can cost over one thousand dollars a day. Medical evacuations can be in the hundreds of thousands of dollars and if you die in Europe, it can cost over ten thousand dollars to bring your body back home. If you do not have travel insurance you have to cover these costs yourself (or your family will have to find the money).

 

Travel insurance is a cost you need to budget for. If you don’t take it out, your medical expenses could cost a whole lot more. Insure yourself and travel safe.

 

This article is brought to you by: Stuart S. Travel – Your Online Travel Guru

www.stuartstravel.com

What is a ‘sister city’ and how can you travel to one on a budget? 

 

A number of cities all over the globe have adopted a sister city in another part of the world to promote greater understanding, among other things, between the two cities and their nations. The sister city ‘movement’ began at the end of World War II and was instigated by America.

 

Participating cities aim to develop friendships and foster relationships between their chosen sister cities (some cities have more than one sister) and to encourage peace and understanding between nations. This is done in a number of ways – encouraging business and economic relationships through trade and technology, stimulate cultural and creative networks, develop partnerships between cities and countries and to provide the opportunity for sister city citizens to experience other cultures through travel.

 

Traveling to your sister city may be something you wish to do and it can be done at relatively low cost if you are able to become part of an exchange program. Cultural exchanges between sister cities are generally paid for by your home town. Some cities select students to travel to their sister city for a period of time, (it could be weeks or months) and pay all expenses. If you are a student, investigate what opportunities are available for this type of travel.

 

Traveling to a sister city is not only for students. Other residents may participate in the program as well. You may be selected as an ambassador of your town to travel to the sister city and take part in projects fostered by the sister cities. You will then likely to be asked to host visitors from the sister city when they travel to your country. If you are able to get on one of these exchange programs you can expect accommodation and food to be taken care of (you will probably be living with a sister city family) but you may have to get involved in fundraising for your trip.

 

If you think this sounds like a fun (and cheap) way to travel, visit your town’s web site and find out about their sister city program. You’ll need to become a member and join in the volunteer program to help with fundraising. You could be asked to host visitors from your sister city and you may get the opportunity to travel. Becoming involved in the sister city program means becoming a part of creating community links and learning about other cultures – exactly what traveling is all about. You may even have ideas for your community’s sister city program and how it can further foster its global sisters’ relationships.

 

This article is brought to you by: Stuart S. Travel – Your Online Travel Guru

www.stuartstravel.com